Insurance

We participate with Medicare, Blue Cross/Blue Shield of Michigan, and PPOM / Aetna (LaFarge) for medically necessary vein treatment. We are an in-network BCBSM Community Blue PPO Provider. We accept Blue Care Network with a referral from your BCN primary care doctor. We are an out-of-network provider for Priority Health. We are happy to electronically file claims with most other insurers, although we cannot control whether they will cover treatment. If you have a plan that requires prior authorization it is essential that you inform us BEFORE treatment.

In most cases when there is medical necessity of treatment (not cosmetic) we will file your insurance electronically. You should verify your own coverage before scheduling treatment. Any amounts assigned to deductibles or co-pays are due immediately. All amounts are due in full 45 days from the date of service whether your insurance has paid or not. State law requires each claim to be paid or denied within 45 days. If insurance pays after appeal we will refund any credit balance, however, appeals can take many months. Financing is available.

Deposit

A deposit may be required to reserve time in the schedule for a consultation or treatment. A credit card number may be given instead of the usual $100 deposit when scheduling the initial consult. It will not be charged if you keep your appointment or cancel with 48 hours notice. If you "No Show" or cancel at the last minute, your credit card will be charged a $100 "No Show Fee" When you keep your appointment these charges will be billed to your insurance company and not to your credit card. When scheduling vein closure procedures, a $100 deposit will be taken if no credit card is on file. Failure to appear for a scheduled procedure or cancelling with less than 48 hours notice will result in forfeiture of the deposit. It will be applied to the final treatment or refunded if no balance remains.

We have a long list of patients who would gladly move up if you cancel your appointment with at least 48 hours notice. When you cancel at the last minute or don't show up, there is not time to fill your spot.

Bottom Line: This costs you nothing if you show up or cancel with proper notice. You do this all the time when you make a hotel reservation.

It is your responsibility to check with your insurance carrier before treatment to verify coverage. There are literally thousands of different insurance carriers and each carrier has many different plans. It is impossible for our billing staff to know the specifics of each individual policy. We can tell you in general whether a particular insurance carrier usually covers a procedure, but we can not tell you if they will pay in your specific case. You are fully responsible for all charges not paid by insurance within 45 days. Cigna, Humana, US Healthcare, Anthem, United Healthcare, Medicare, Blue Cross/Blue Shield of Michigan (BCBSM), and Aetna have all announced coverage for EndoVenous Laser Ablation. It is important for each patient to verify their own coverage because not all policies issued by each insurance carrier have the same coverage. For example some policies require pre-certification and many require a trial period of wearing compression stockings before any other treatment will be covered.

Michigan Vein Institute * 1-877-MI-VEINS